Fixed Income, Backed by Real Estate

Real-world expertise is what sets us apart from traditional lenders.

What Is Participant Private Credit?

Participant Private Credit offers individuals the opportunity to invest in real estate-backed private credit loans—alongside institutions or independently—earning a fixed return through carefully underwritten loans secured by high-quality development assets.

Traditional Capital Stack

75% Loan to Value (LTV)

PRIVATE
CREDIT

Senior Dept

Junior Dept

Preferred Equity

Common Equity

Investor Benefits

Fixed Monthly Income

Earn predictable cash flow from secured real estate loans.

Capital Preservation

We maintain conservative thresholds with loan-to-values (LTV) that don’t exceed 75%.

Hands-On Risk Management

Projects are reviewed and monitored by experienced lenders and real estate professionals.

Downside Protection

We lend only against real assets backed by institutional safeguards, stringent underwriting, and our expertise in real estate and finance.

Why Participant?

Built by Real Estate Operators, Not Just Lenders

Most private credit platforms are led solely by bankers and finance professionals. Participant brings both — but with a difference. Our team blends institutional finance experience with deep roots in real estate development and asset management, having underwritten and executed over $5B in projects, with experience in major high-rise development, mixed-use, and master planned communities.

Our Advantages

Decades of experience managing through multiple real estate cycles

Ability to step in and take over a project when needed — something most lenders can’t offer

We lend to affiliated companies providing us with more control.

Loans are secured by real assets with loan-to-value (LTV) ratios not exceeding 75%

DALL·E 2025-05-16 11.18.19 - A strong and assertive digital artwork showing modern real es

Now Invest with Crypto

Turn Your Crypto into Monthly Cash Flow
while retaining full ownership of your digital assets

No Loss of Potential Upside

No Barrier to Diversification

No Taxable Event

Transforming Your Digital Wealth Into Cash Paid Monthly To Your Bank Account

$500K

Crypto Invested into Real Estate

$250K

Private Credit Fund Loan

12%

Cash Investment Into Real Estate

$2,500

Cash Flow to Bank Every Month

All figures are for illustrative purposes only and do not represent actual or guaranteed results. Past performance is not indicative of future results

Conference Only Offering: Earn 12% with Secured Notes

3 Simple Steps
A Seamless Pathway to Invest in Class-A Real Estate

Step 1

Deposit your cryptocurrency into the Participant Wallet

Step 2

Fill in our easy forms and digitally sign related documents

Step 3

Access up to 50% of your allocated value to invest in real estate-backed private credit.

Participant Capital’s website showcases all active real estate projects. All funds will be allocated to projects in pre-development and under construction.
Participant allocates capital across a diverse range of real estate asset classes, with a primary emphasis on residential properties.
If your cryptocurrency value goes down,  you will be happy you diversified and created a hedge against your losses. Our automated alerts will always keep you in balance.
Your initial investment is set at 50% LTV.
In the event your LTV rises above 65%, you will receive an automated alert giving you the option to deposit more cryptocurrency to get your account in balance.

Only in the event your LTV reaches 78%, without action by you, the automated system will balance your account by selling enough cryptocurrency to stay compliant. (Just below 78%)

There is no risk of the system freezing funds ensuring ease of access and control over your assets.