Fixed Income, Backed by Real Estate
"Real-world expertise is what sets us apart from traditional lenders."
What Is Participant Private Credit?
Participant Private Credit offers individuals the opportunity to invest in real estate-backed loans—alongside institutions or independently—earning a fixed return through carefully underwritten loans secured by high-quality real estate assets.
Investor Benefits
Fixed Monthly Income
Earn predictable cash flow from secured real estate loans.
Capital Preservation
We maintain conservative thresholds with loan-to-values (LTV) that don’t exceed 75%.
Hands-On Risk Management
Projects are reviewed and monitored by experienced lenders and real estate professionals.
Downside Protection
We lend only against real assets backed by institutional safeguards, stringent underwriting, and our expertise in real estate and finance.
Traditional Capital Stack
75% Loan to Value (LTV)
PRIVATE
CREDIT
Senior Debt
Junior Debt
Preferred Equity/
Mezzanine Debt
Common Equity
Why Participant?
Built by Real Estate Operators, Not Just Lenders
Most private credit platforms are led solely by bankers and finance professionals. Participant brings both — but with a difference. Our team blends institutional finance experience with deep roots in real estate development and asset management, having underwritten and executed over $5B in projects, with experience in major high-rise development, mixed-use, and master planned communities.
Our Advantages
Decades of experience managing through multiple real estate cycles
Ability to step in and take over a property when needed — something most lenders can’t offer
We lend to affiliated companies providing us with more control.
Loans are secured by real assets with loan-to-value (LTV) ratios not exceeding 75%
Our Strategy
Capital In. Cash Flow Out. Risk Managed Throughout.
We originate and underwrite loans to experienced well vetted real estate sponsors
Income-focused lending with disciplined risk controls built in.
We lend to affiliated companies providing us with more control
Loans are secured by real assets with loan-to-value (LTV) ratios not exceeding 75%
Learn More
Speak With Our Team
1.800.581.7227