Fixed Income, Backed by Real Estate
"Real-world expertise is what sets us apart from traditional lenders."
What Is Participant Private Credit?
Participant Private Credit offers individuals the opportunity to invest in real estate-backed loans—alongside institutions or independently—earning a fixed return through carefully underwritten loans secured by high-quality real estate assets.
Investor Benefits
Fixed Monthly Income
Earn predictable cash flow from secured real estate loans.
Capital Preservation
We maintain conservative thresholds with loan-to-values (LTV) that don’t exceed 75%.
Hands-On Risk Management
Projects are reviewed and monitored by experienced lenders and real estate professionals.
Downside Protection
We lend only against real assets backed by institutional safeguards, stringent underwriting, and our expertise in real estate and finance.
Traditional Capital Stack
75% Loan to Value (LTV)
PRIVATE
CREDIT
Senior Debt
Junior Debt
Preferred Equity/
Mezzanine Debt
Common Equity
Why Participant?
Built by Real Estate Operators, Not Just Lenders
Most private credit platforms are led solely by bankers and finance professionals. Participant brings both — but with a difference. Our team blends institutional finance experience with deep roots in real estate development and asset management, having underwritten and executed over $5B in projects, with experience in major high-rise development, mixed-use, and master planned communities.
Our Advantages
Decades of experience managing through multiple real estate cycles
Ability to step in and take over a project when needed — something most lenders can’t offer
We lend to affiliated companies providing us with more control.
Loans are secured by real assets with loan-to-value (LTV) ratios not exceeding 75%
Now Invest with Crypto
Now Invest with Crypto
Turn Your Crypto into Monthly Cash Flow
while retaining full ownership of your digital assets
No Loss of Potential Upside
No Barrier to Diversification
No Taxable Event
Turn your digital wealth into monthly cash flow
$500K
Crypto Invested into Real Estate
$250K
Private Credit Fund Loan
12%
Cash Investment Into Real Estate
$2,500
Cash Flow to Bank Every Month
All figures are for illustrative purposes only and do not represent actual or guaranteed results. Past performance is not indicative of future results
Conference Only Offering: Earn 12% with Secured Notes
3 Simple Steps
A Seamless Pathway to Invest in Class-A Real Estate
1
Deposit your cryptocurrency into the Participant Wallet (Powered by Fireblocks)
Fireblocks is the most secure wallet technology
available, trusted by over 2,000 financial institutions, major banks, hedge funds, and has secured over $10 trillion in digital asset transactions
2
Fill in our easy forms and digitally sign related documents
3
Access up to 50% of your allocated value to invest in real estate-backed private credit.
Things You Should Know
Participant Capital’s website showcases all active real estate projects. All funds will be allocated to projects in pre-development and under construction.
Participant allocates capital across a diverse range of real estate asset classes, with a primary emphasis on residential properties.
Investment Dashboard
You can see your Dashboard anytime on the online portal, detailing your cryptocurrency balance, LTV status, and the funds allocated to real estate projects.
Real Estate Investment Portal
Participant Capital provides quarterly reports on all its real estate funds and its investments, including project status, progress images, and completion schedules.
Investor Portals Provide Up-to-date Information
If your cryptocurrency value goes down, you will be happy you diversified and created a hedge against your losses. Our automated alerts will always keep you in balance.
Your initial investment is set at 50% LTV.
In the event your LTV rises above 65%, you will receive an automated alert giving you the option to deposit more cryptocurrency to get your account in balance.
Only in the event your LTV reaches 78%, without action by you, the automated system will balance your account by selling enough cryptocurrency to stay compliant. (Just below 78%)
There is no risk of the system freezing funds ensuring ease of access and control over your assets.
Automated Platform
Wallet Security
Fireblocks is the most secure wallet technology available, trusted by over 1,800 financial institutions, major banks, hedge funds, and has secured over $4 trillion in transfers. See complete list of Fireblocks’ wallet protection in the “Fireblocks Technology” section.
Registered Advisor
Participant Capital is a Registered Investment Advisor (RIA) and is registered with the Security and Exchange Commission (SEC).
Wallet Segregation
Your cryptocurrency assets are held in a segregated vault and not commingled with other’s assets. You have 24/7 access to your cryptocurrency assets.
Transparent Reporting
All Participant real estate funds comply with third party administrators and issue audited financial statements providing clear visibility into the fund’s investments.
Release of Assets
You have the option to pay off an outstanding balance to release your cryptocurrency and continue to maintain your real estate portfolio. You can also utilize your wallet’s appreciation to pay off your balance, eventually allowing you to own the real estate for free.
1. Your assets are held by Fireblocks' MPC wallet technology. Fireblocks' security layers multi-party (MPC) cryptography and secure hardware enclaves to protect all attack surfaces and eliminates the reliance on a single security technology.
2. The key share or partial keys are spread out across multiple devices or locations, preventing any single point of failure.
3. Fireblocks’ is SOC 2 Type II certified, demonstrating its commitment to high standards in security.
4. It has also obtained ISO 27001 certification, which specifies requirements for establishing, implementing, maintaining, and continually improving an information security management system.
5. Fireblocks' is the first company to achieve the Cryptocurrency Security Standard (CCSS) Qualified Service Provider Level 3 certification, the highest level of this standard.
6. In addition, the system is designed to remove human interaction, meaning no one can manipulate or access the funds, ensuring full security.
Our Strategy
Capital In. Cash Flow Out. Risk Managed Throughout.
We originate and underwrite loans to experienced well vetted real estate sponsors
Income-focused lending with disciplined risk controls built in.
We lend to affiliated companies providing us with more control
Loans are secured by real assets with loan-to-value (LTV) ratios not exceeding 75%
Become a Participant
Speak With Our Team
1.800.581.7227