Terms & Conditions

Welcome to Participant Capital Advisors, LLC. These Terms & Conditions ("Terms") govern your use of the Participant Capital website and your interactions with Participant Capital through our website, forms, communications, events, and services.

By accessing or using our website or submitting information through our forms, you agree to these Terms. If you do not agree with these Terms, please do not use the website or submit information through it.

1. WEBSITE USE

The Participant Capital website is provided for general informational and educational purposes.

You agree to use the website only for lawful purposes and in a manner that does not:

Violate applicable federal, state, or local laws or regulations
Infringe upon the rights of Participant Capital or any third party
Attempt to gain unauthorized access to our systems
Interfere with the operation or security of the website
Submit false, misleading, or fraudulent information
Use automated methods to access or collect information from the website without authorization

Participant Capital reserves the right to restrict or terminate access to the website where reasonably necessary.

2. INFORMATION PROVIDED THROUGH THE WEBSITE

Information submitted through Participant Capital forms, registration pages, contact forms, event registrations, or other website features should be accurate and complete. By submitting information, you represent that the information you provide is accurate to the best of your knowledge and that you have the authority to provide the information.

Submitting information does not guarantee that Participant Capital will provide any particular service, investment opportunity, or other product.

3. INVESTMENT INFORMATION DISCLAIMER

Information provided through this website, emails, SMS messages, webinars, presentations, or other communications may be provided for informational or educational purposes only.

Nothing on this website constitutes:

Investment advice
Financial advice
Legal advice
Tax advice
An offer to sell securities
A solicitation of an offer to buy securities
A recommendation regarding any investment

Any investment opportunity, if offered, will be subject to applicable offering documents, subscription materials, eligibility requirements, disclosures, and applicable laws and regulations.

Investment opportunities may involve substantial risks, including the possible loss of some or all invested capital.

Prospective investors should carefully review all applicable offering documents and consult their own legal, tax, financial, and investment advisers before making any investment decision.

4. COMMUNICATIONS

When you provide your contact information to Participant Capital, you may receive communications relating to your inquiry, requested information, events, webinars, appointments, services, or other communications for which you have provided appropriate consent.

Communications may be delivered by:

Email
Telephone
SMS/text message
Other communication methods that you have requested or authorized

You may opt out of certain communications as described below.

Opting out of marketing communications does not necessarily prevent Participant Capital from sending necessary administrative, transactional, security, legal, or service-related communications.

5. SMS / TEXT MESSAGE TERMS

If you provide your mobile telephone number and separately opt in to receive SMS/text messages from Participant Capital, you agree to the following SMS Terms.

SMS Program

The Participant Capital SMS program may be used to provide communications such as:

Requested information
Event and webinar reminders
Appointment reminders
Scheduling notifications
Follow-up communications
Service-related communications
Marketing or promotional communications, where you have provided the appropriate consent
Other messages described at the time of opt-in

The specific types of messages you receive may depend on the program or form through which you provided your consent.

Consent

By checking the SMS consent checkbox and submitting your mobile telephone number, you expressly consent to receive SMS/text messages from Participant Capital at the mobile number you provided.

Your consent to receive SMS messages is not a condition of purchasing any goods or services, making an investment, or submitting a general inquiry or form.

You may submit a form or contact Participant Capital without consenting to marketing SMS messages where the form permits.

SMS consent is separate from acceptance of these Terms & Conditions and the Privacy Policy.

6. MESSAGE FREQUENCY

Message frequency may vary.

The number of SMS messages you receive will depend on your interactions with Participant Capital, the communications you request, and the SMS program to which you have opted in.

7. MESSAGE AND DATA RATES

Message and data rates may apply.

Your mobile carrier may charge you for SMS messages or data usage according to the terms of your mobile service plan.

Participant Capital is not responsible for mobile carrier charges.

8. SMS OPT-OUT

You may stop receiving SMS messages from Participant Capital at any time by replying:

STOP
to any SMS message received from Participant Capital.

After you send STOP, you may receive one additional message confirming that your request has been processed. After that, you will no longer receive SMS messages from that program unless you provide consent again.

You may also contact Participant Capital directly to request removal from SMS communications.

9. SMS HELP

For assistance with SMS communications, reply:

HELP

to any SMS message received from Participant Capital.

You may also contact Participant Capital using the contact information provided on our website.

10. SMS CONSENT AND MOBILE INFORMATION

Participant Capital respects the privacy of mobile information and SMS consent.

No mobile information will be shared with third parties/affiliates for marketing or promotional purposes.

Text messaging originator opt-in data and consent will not be shared with third parties or affiliates for their own marketing or promotional purposes.

Mobile information and SMS consent may be shared with service providers, aggregators, telecommunications providers, or other vendors only as reasonably necessary to provide, operate, maintain, or support the SMS messaging service, or as otherwise required or permitted by applicable law.

Your SMS consent will not be sold, rented, or transferred to another company for its independent marketing purposes.

For additional information regarding how Participant Capital handles personal information and SMS consent information, please review our Privacy Policy.

11. SMS CARRIER DISCLAIMER

Participant Capital and its service providers are not responsible for:

Delayed or undelivered messages
Messages that cannot be delivered because of mobile network limitations
Mobile carrier failures
Wireless network outages
Device compatibility issues
Changes to your mobile telephone number
Charges imposed by your mobile carrier

Message delivery is subject to effective transmission by your mobile network operator.

12. EMAIL COMMUNICATIONS

Where permitted by applicable law, Participant Capital may send email communications regarding information you have requested, events, webinars, services, investment-related information, or other communications for which you have provided consent.

You may unsubscribe from marketing emails by using the unsubscribe mechanism contained in the applicable email.

Unsubscribing from marketing emails does not necessarily prevent Participant Capital from sending transactional, administrative, legal, or other necessary communications.

13. THIRD-PARTY SERVICES AND LINKS

The Participant Capital website or communications may contain links to websites, platforms, or services operated by third parties.

Participant Capital does not control and is not responsible for the content, security, availability, or privacy practices of third-party websites or services.

Your use of third-party websites and services is subject to their respective terms and privacy policies.

14. INTELLECTUAL PROPERTY

Unless otherwise indicated, content available through the Participant Capital website, including text, graphics, logos, images, videos, documents, and other materials, is owned by or licensed to Participant Capital and may be protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, publish, transmit, sell, or otherwise exploit website content without prior written permission, except as permitted by applicable law.

15. NO WARRANTIES

The website and its content are provided on an "as is" and "as available" basis.

Participant Capital does not guarantee that:

The website will always be available
Website content will always be accurate or complete
The website will be free from errors or interruptions
The website will be free from viruses or other harmful components
Any particular result will be achieved through use of the website

Participant Capital reserves the right to modify, suspend, or discontinue any portion of the website without notice.

16. LIMITATION OF LIABILITY

To the maximum extent permitted by applicable law, Participant Capital will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from or relating to your use of the website, communications, or information provided through the website.

Nothing in these Terms is intended to exclude or limit liability where such exclusion or limitation is prohibited by applicable law.

17. CHANGES TO THESE TERMS

Participant Capital may update these Terms & Conditions from time to time.

When changes are made, the updated version will be posted on this page and the Effective Date will be updated accordingly.

Your continued use of the website after changes are posted constitutes acceptance of the updated Terms, to the extent permitted by applicable law.

18. GOVERNING LAW

These Terms & Conditions will be governed by and interpreted in accordance with applicable laws, without regard to conflict-of-law principles, except where applicable law requires otherwise.

19. CONTACT INFORMATION

If you have questions about these Terms & Conditions, our SMS program, or our communications, please contact Participant Capital.

Participant Capital Advisors, LLC

Wells Fargo Center
333 S.E. 2nd Avenue, Suite 3000
Miami, FL 33131
United States

Email:
info@participantcapital.com

Investor Relations:
investor.relations@participantcapital.com

Telephone:
1-800-581-7227

20. RELATED POLICIES

For information about how Participant Capital collects, uses, and protects personal information, please review our: